Health insurance for non-governmental organizations (NGOs) refers to structured schemes that NGOs provide or facilitate for their employees, volunteers, or target communities to ensure access to affordable healthcare services without severe financial strain. NGOs may partner with government programs or private insurers to offer coverage that includes medical consultations, hospitalization, maternal care, and preventive services, often tailored to vulnerable or low-income populations. By integrating health insurance into their programs, NGOs help reduce out-of-pocket healthcare costs, improve health outcomes, and promote social protection, especially in underserved areas. Additionally, such initiatives support workforce productivity and well-being within the organization while advancing broader development goals related to public health and poverty reduction.